Uber rides are part of everyday life in LA, no matter where you are going. Be it when you’re heading to the airport, or just avoiding traffic stress. But even these convenient rides come with risks. In fact, studies have shown that the rise of ride-hailing has contributed to more roadway collisions. Turns out, they become the reason for traffic-related deaths across major U.S. cities.
So, what happens when your ride goes wrong? Whether you’re a passenger, pedestrian, or another driver injured in a rideshare-related crash, it’s important to understand what steps to take. Moreover, it is helpful to know if any support is available for you.
That said, let’s dive into the article to know!
A) Ride-Hailing’s Hidden Risks for Passengers
Uber might feel like the safer option, but data says otherwise. According to a study by the University of Chicago, the introduction of ride-hailing services is linked to a 3% increase in traffic fatalities, adding nearly 1,000 deaths per year. In LA, with its dense traffic, high speeds, and constant rideshare activity, the risks are amplified.
As a passenger, you might assume you’re protected. But the truth is, rideshare accidents can raise confusing legal questions, especially when it comes to who’s responsible for your injuries and how to claim compensation.
B) Who is Responsible when Rides Go Wrong?
If you’re injured in an Uber accident, the biggest question is usually: who pays? Well, that depends on several factors, including:
- Whether your driver was “active” on the app at the time.
- Whether another vehicle caused the crash.
- What insurance policies apply?
It is worth noting that Uber drivers are independent contractors, not employees. That means Uber provides limited insurance that changes depending on the ride stage:
- App on, no ride accepted: Limited third-party liability coverage.
- Enroute to passenger / during trip: Up to $1 million in liability coverage.
- Offline: Driver’s personal auto insurance applies.
It sounds straightforward, but these details often create overlapping coverage issues. This is especially seen if multiple vehicles are involved. Hence, in such situations, working with experienced Los Angeles Uber accident lawyers becomes important. They help untangle responsibility in such cases and ensure you’re not left handling expenses alone.
C) What You Can Claim as a Victim
In California, victims of rideshare accidents are entitled to several types of compensation. That includes:
- Medical treatment (past and future).
- Lost wages or earning potential.
- Pain and suffering.
- Permanent disability, if applicable.
The timeline to file is also strict. You generally have 2 years from the accident date to file a personal injury claim. If a government vehicle (like a city bus or utility truck) was involved, that window drops to 6 months.
D) What to Do Right After the Accident
Even if your injuries seem minor at first, take the accident seriously. Immediate action can protect your health and your claim.
Here’s what to do:
- Call 911 and seek medical help.
- Get a police report, even for fender-benders.
- Take photos of the scene, license plates, street signs, and injuries.
- Collect information: Uber driver’s name, insurance, app status, and contact details of any witnesses.
- Report the incident via the Uber app, but avoid detailed statements or admitting fault.
- Avoid social media posts about the accident. It’s because these can be used against your claim.
If an accident does occur, record as many details as possible—take photos, gather witness information, and seek medical attention even for minor injuries. Consulting accident lawyers can help you navigate insurance claims and understand your legal rights without adding undue stress.
E) Protecting Yourself Moving Forward
Whether you’re hopping into a rideshare or driving for a rideshare company, taking precautions reduces risk:
- Verify your ride: Confirm the license plate and driver name before entering the vehicle. Sit in the back seat and buckle up.
- Use safety features: The Uber app includes emergency buttons that connect you to 911 and share your ride details with trusted contacts.
- Stay alert: Avoid distracting the driver and minimize phone use. If you notice reckless driving, ask the driver to slow down or end the ride.
- Maintain your own insurance: Drivers should ensure their personal policies cover rideshare work. Passengers might consider travel insurance that includes medical coverage.
To Sum It All Up!
Ride‑hailing has reshaped urban mobility, offering convenience at the click of a button. Yet the increase in traffic fatalities linked to these services reminds us that convenience should not come at the expense of safety.
Passengers and drivers alike can reduce risks through vigilance, proper insurance, and informed decision‑making. Ultimately, understanding liability frameworks and seeking legal guidance when needed ensures that you’re prepared if an accident disrupts your journey through Los Angeles’ gig economy.